Fire & Allied Perils

This policy provides you a cover for your company as a whole. 

• .Fire and allied perils
• You will be insured against perils such as Fire, Lightning, Riots, Cyclone, Flood Bursting or Overflowing of Water Tanks, Apparatus or Pipes, Impact and Burglary.
• All risks
• Loss or Damage to Property Insured by any accident as per our standard policy wording.
• Public Liability
• all sums which the Insured may become legally liable to pay in respect of:- 1) Bodily Injury to Persons or 2) Damage to Third Party Property
• Employer’s liability
• to pay to the employee injured at work a remuneration for the first two weeks of temporary incapacity
• Common Law Liability in excess of any compensation provided by the National Pensions Scheme.
• Medical Expenses up to a limit of Rs. 600.- per employee per claim.
• Cash Insurance
• This concerns the loss of cash on premises or drawn from the Bank or Post Office to the insured’s premises. Two types of cover are offered:
• Cash in transit
• Cash on premises